Where do the figures come from?

From the primary sources cited on each page — the ATO for superannuation and tax, Services Australia for social security, and the legislation itself where a measure is new. Every figure carries its own citation, and the citation is a link you can follow rather than a reference to a summary of a summary.

Are these figures checked by a specialist?

No, and we do not claim they are. They are sourced from the references cited against each figure, held as structured data with an effective date, and re-checked against those sources on a schedule. That is a different and smaller claim than professional verification, and we would rather state it plainly than dress it up.

What is the difference between "law" and "announced"?

Law means enacted and in force from the date shown. Announced means a measure has been stated — in a Budget, a policy release or a bill not yet passed — but is not yet law. Advisers act on that difference, so it is held against each figure as data rather than mentioned in a footnote, and it appears in the tables beside the date the figure applies from.

How often is the hub reviewed?

At each financial-year rollover, and whenever a measure we carry changes in between — an indexation date, a rate set by a minister, a bill passing. Every page states its review date; this one was last reviewed 31 July 2026.

A figure here has moved. How do I tell you?

Use the contact form and say which figure and, if you have it, the source. We would rather hear about it early and be wrong for a day than have a stale figure sit on a page that advisers are using. Corrections go into the data, so every page and calculator that reads that figure moves at once.

Can I rely on these pages for advice?

No. They are general technical references for advice professionals, not financial advice and not a substitute for checking the primary source or the legislation for a client’s circumstances. The calculators are simplified illustrations for education: they do not know the client, and they do not produce a recommendation.

About the hub

How we maintain this

These pages are used by advisers and paraplanners to check figures they are about to put in front of a client, so how they are maintained matters as much as what they say. Here is the whole method — including the parts we do not claim.

Editorial policy Last reviewed 31 July 2026

Every figure is data, not prose

No threshold, rate or date on this hub is typed into a sentence. Each one is held once as a structured record — the value, exactly how it is written, whether it is law or merely announced, the date it applies from, how it indexes, the source it came from, and the date it was last re-checked. Pages interpolate that record; they do not restate it.

There are 56 such figures behind the Australian pages today. The practical consequence is the point of the exercise: when one of them moves, every page, table, worked example, calculator and structured-data block that mentions it moves at the same time. A page cannot quietly disagree with the calculator underneath it, because both are reading the same value.

The calculators cannot disagree with the pages

Each calculator is a plain function that reads its thresholds and rates from the same records the surrounding page does. It has no figures of its own. That removes the most common failure in a published calculator — the page updated at the rollover and the script behind it did not.

Worked examples are computed, never typed. The figures in the examples on each page are produced by running the same function the calculator runs, at build time. There is no path by which an example can drift from the tool beside it.
Those examples are pinned by tests. Each published example is asserted in the test suite. If a change to a figure or an engine would move a number that is live on the site, the build tells us before it ships — and the expectation is updated deliberately, not to make a failure go away.
A blank field is not a zero. Calculators distinguish "nothing entered" from "nil", and refuse to state a conclusion from an empty box. An unanswered question gets a neutral result, not a confident one.
Nothing is sent anywhere. They run entirely in your browser. No figure typed into a calculator on this site reaches us, and there is no sign-up to use one.

Law, announced, and the gap between

A measure that has been announced is not a measure a client can act on, and the difference is exactly the kind of thing a summary page loses. Every figure here carries its status. Law means enacted and in force from the date shown. Announced means stated but not yet enacted — and where we carry one, the tables say so beside the date rather than in a note at the bottom.

Where a measure is legislated to change in a later year, we say so and give the date, because a decision taken this year often sits across both.

How the review actually works

Every figure is re-checked against its own source. Not against a rates summary, and not against last year’s version of this site. The citation on the page is the citation we check.
Source links are checked without following redirects. A retired government page often redirects to a healthy section index, so a link checker that follows redirects reports a live link while the citation itself is dead. We check for the page, not for a page. It has caught a dead citation here before.
The review date is on the page, not in a changelog. Every page states when it was last reviewed — this hub was last reviewed 31 July 2026. If that date is old, treat the figures with the suspicion an old date deserves.
Different figures move on different clocks. Super thresholds index on 1 July; the maximum rates of pension index twice a year; deeming rates change when a minister decides. Holding them in separate files keeps the review honest — updating one set never implies the other was re-checked.

Why most of these URLs have no year in them

A reference page you can link to from a file note is only useful if the link still works — and still says something true — after the rollover. So the reference URLs are evergreen: the figures inside them change with the year, the address does not.

The exception is a page that is about a change rather than about a figure. Those are dated in the URL, stay at that address unchanged, and are not rewritten the following year — what changed on 1 July 2026 is the current one, and next year’s will sit beside it rather than replace it.

Tell us about a figure that has moved

If a figure here is out of date or wrong, we want to know — from advisers, paraplanners, or anyone who has just checked the source. Send it through the contact form: name the figure, and include the source if you have it to hand.

Corrections are made in the data rather than on the page, so a single fix moves every page, table, example and calculator that reads that figure at once — and the review date moves with it.

Questions about the hub

Where do the figures come from?: From the primary sources cited on each page — the ATO for superannuation and tax, Services Australia for social security, and the legislation itself where a measure is new. Every figure carries its own citation, and the citation is a link you can follow rather than a reference to a summary of a summary.
Are these figures checked by a specialist?: No, and we do not claim they are. They are sourced from the references cited against each figure, held as structured data with an effective date, and re-checked against those sources on a schedule. That is a different and smaller claim than professional verification, and we would rather state it plainly than dress it up.
What is the difference between "law" and "announced"?: Law means enacted and in force from the date shown. Announced means a measure has been stated — in a Budget, a policy release or a bill not yet passed — but is not yet law. Advisers act on that difference, so it is held against each figure as data rather than mentioned in a footnote, and it appears in the tables beside the date the figure applies from.
How often is the hub reviewed?: At each financial-year rollover, and whenever a measure we carry changes in between — an indexation date, a rate set by a minister, a bill passing. Every page states its review date; this one was last reviewed 31 July 2026.
A figure here has moved. How do I tell you?: Use the contact form and say which figure and, if you have it, the source. We would rather hear about it early and be wrong for a day than have a stale figure sit on a page that advisers are using. Corrections go into the data, so every page and calculator that reads that figure moves at once.
Can I rely on these pages for advice?: No. They are general technical references for advice professionals, not financial advice and not a substitute for checking the primary source or the legislation for a client’s circumstances. The calculators are simplified illustrations for education: they do not know the client, and they do not produce a recommendation.

Start here

Super rates and thresholds — every FY2026-27 super figure, dated and sourced.
Age Pension rates and thresholds — the social-security half, on its own indexation clock.
What changed on 1 July 2026 — the dated record of this year’s changes.
All knowledge-hub references

The hub is Australian today. New Zealand references are in preparation and will sit under their own jurisdiction, maintained the same way and on their own review cycle.